PLACE YOUR PROFESSION IN MOVEMENT AS a customer LOAN DEALS PROFESSIONAL At OneMain, Consumer Loan product Sales experts empower clients – listening for their requirements and supplying access to friendly, fast and affordable financing for a lifetime’s costs. Consumer Loan product Sales professional will discover the financing and servicing company at OneMain permitting them to develop their job. A profession withOneMainoffers you the possible to make a salary that is annual incentives.

It is possible to guide your job with use of a variety of robust training programs and opportunities to advance toward leadership functions such as Branch Manager and District Manager. Other group user advantages consist of competitive pay, variable incentives associated with company performance, medical, dental, eyesight, 401(k), paid time down, paid volunteer time, tuition reimbursement and much more. The life cycle of the loan, including collections activities, complying with all laws and regulations REQUIREMENTS + HS Diploma/GED + Must be able to travel locally for business development purposes PREFERRED REQUIREMENTS + Sales or Customer Service experience + Bilingual (language requirement per need) WHO WE ARE OneMainFinancial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable and transparent installment loans IN THE ROLE + Deliver results related to individual and branch sales goals as well as customer expectations + Develop new relationships – and maintain existing relationships – working with customers throughout the loan process and loan life cycle + Present financial solutions, based on customer needs, that meet their goals + Present customers with optional insurance products + Educate customers on the terms and conditions of their loan to ensure a clear understanding + Partner with local businesses to seek out and develop new customers + Learn how to utilize credit underwriting techniques and sales tools + Manage.

Our clients move to us every day-online and also at 1,500 branches in 44 states-to assistance them take close control and boost their lives that are financial solutions for debt consolidating, medical costs, household bills, house improvements and automobile acquisitions. Our skilled and team that is dedicated constantly try to find accountable how to provide our clients whenever, where and just how they desire. It is all about doing the right thing-a objective that has not changed for longer than a century.

Key Word Tags product Sales, Retail, Loan Sales, customer support, customer service, company Development, New Grad, Newly Graduated, basic level, Financial Sales, Management developing, Management Trainee, Finance, Full-time, Career, Benefits, Consumer experience, Financial Representative, Credit, Leadership, Manager TraineeOneMain Holdings, Inc. can be A equal work possibility (EEO) and Affirmative Action (AA) boss. Qualified candidates will get consideration for work without respect to battle, color, faith, intercourse, intimate orientation, sex perception or identify, nationwide beginning, age, marital status, protected veteran status, or impairment status.

Consumer Resources

Does my partner have actually become regarding the loan?

No, your better half won’t have become obligated regarding the loan; but, according to how a collateral is owned, your partner may require to sign protection documents pledging his / her fascination with the home.

Can I payoff my loan early without penalty?

Yes, you might spend your loan off just before readiness without penalty.

Do a co-applicant is needed by me on the mortgage?

If the qualifications are met by you(i.e. credit rating, earnings, etc.) when it comes to loan all on your own you will not desire a co-applicant.

How exactly does my credit rating affect my interest?

The bigger your credit rating the higher your rate of interest shall be.

Just what will my interest be?

Your rate of interest depends on amount of facets including yet not restricted to: variety of loan, credit history, sort of security, and chronilogical age of security. Please pose a question to your loan provider for extra information.

Do i must have deposit records with Mercantile Bank to be authorized for a financial loan?

No, we don’t require one to have deposit account with Mercantile Bank to allow one to consider having your deposit account(s) with us for you to be approved for a loan; however, we would love. We now have a number of different reports to select from and also as an added bonus if you’ve got automated debit of one’s loan repayment from your own Mercantile bank-account we are going to provide you with a .25% discount on your title loan Georgia Garden City own loan price (relates to installment loans just).

Just how long does the mortgage process just simply take? When am I going to get my cash?

The length of time the process takes is dependent upon the sort of loan you’ve got sent applications for and how quickly we are able to receive the supporting documentation that is necessary. a customer Loan can typically be authorized and closed in the day that is same nevertheless, a property Equity personal credit line (HELOC) will require 14 company days or longer according to the complexity of this deal. The same day as closing on a Consumer Loan you will receive the funds. On a HELOC it may simply just take one more three company times to get the funds in the event that loan is susceptible to rescission. Please ask your lender for extra information.

What kinds of costs would you charge?

Charges will change with regards to the loan kind. Please ask your lender for more information.

Just what will you accept as security on financing?

We are able to secure customer Loans with cars, motorcycles, travel trailers, ATVs, ships, snowmobiles, plus some other extra customer items. Residence Equity personal lines of credit may be guaranteed by main or additional residences which can be stick built or modular houses.

Just just just What paperwork do you want from me personally so that you can accept my loan?

The documents required is determined by the kind of loan you might be trying to get. For a customer Loan we possibly may require earnings paperwork such as for instance a present paystub or if you should be self-employed your final two taxation statements; collateral information, such as for example a car name or dealer invoice; and insurance coverage information. For the HELOC we will be needing earnings information, appropriate description regarding the home, home owner’s insurance coverage, and a present income tax or assessor’s declaration. Please pose a question to your loan provider for more information.

Can my re payment be immediately taken from my deposit account?

Yes, we could put up payments that are automatic be drawn straight from your own deposit account. As an extra bonus if the re re payment is taken from your Mercantile Bank deposit account we will provide you with a .25% discount on the loan rate (relates to installment loans just).