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Adjustable Prices

Fixed Rates

Residence Loan Information Show content

* contrast rate determined for a $150,000 secured loan over a term of 25 years centered on month-to-month repayments. #Warning: This contrast price holds true limited to the examples provided and could maybe not consist of all costs and fees. Various terms, costs or any other loan quantities might end in a various contrast price.

О” Maximum Loan to Value Ratio (LVR) is inclusive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard safety. Lower LVR limitations submit an application for non-standard protection kinds.

# On termination associated with period that is fixed loan reverts towards the appropriate Standard Variable Principal & Interest payment rate.

1 Achieve Variable can be acquired to new to CUA mortgage loans just. Minimal loan amount $100,000. Perhaps perhaps Not readily available for switching or restructuring of current CUA mortgages or to candidates for another CUA mortgage completely authorized ahead of 7/11/2018. Optimum LVR limitations use centered on standard safety kinds. Posted rates of interest and discounts applicable and available to mortgages submitted on or after 7/11/2018. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter for the full lifetime of this loan provided that you do not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or payment kind), the prices and discounts may alter.

2 open to a new comer to CUA mortgages just. Minimal loan amount $100,000. Provides maybe perhaps maybe not readily available for switching of current CUA mortgage loans or to candidates for another CUA mortgage loan completely authorized ahead of 04/07/2018. Optimum LVR restrictions use according to standard protection kinds.

3 major and interest (P&I) repayments just. Perhaps maybe Not readily available for construction purposes.

4 re Payments are built on a pursuit just foundation for very first year. After year loan will return into the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan contract. Comparison price centered on a 12 thirty days interest just duration and P&I for stability associated with term.

5 Maximum interest just period of two years for owner-occupier and 60 months for investor lending susceptible to credit evaluation. At expiry associated with interest only period loan will return into the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices centered on a 24 and 60 interest only period respectively and P&I for balance of the term month.

6 re Payments are created on a pastime just foundation for very very very first year. After one year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price predicated on a 12 thirty days interest just duration and P&I for stability associated with the term.

7 Maximum interest just amount of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit assessment. At expiration for the interest period that is only will return into the appropriate Accelerate Variable P&I repayments rate. Contrast prices centered on a 24 and 60 interest only period respectively and P&I for balance of the term month.

8 Achieve Variable can be acquired to new to CUA mortgage loans just. Minimal loan amount $250,000. Maybe maybe Not designed for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan completely authorized just before 02/08/2019. Optimum LVR restrictions use centered on standard safety kinds. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Interest levels and discounts can vary greatly by loan purpose (owner occupied and investment) and also by repayment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to life regarding the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the rates and discounts may alter.

9 Achieve Variable can be acquired to a new comer to CUA mortgage loans just. Minimum loan quantity $500,000. maybe maybe Not readily available for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan fully authorized ahead of 14/11/2019. Optimum LVR limitations use centered on standard protection kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 14/11/2019. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the life associated with the loan supplied that you don’t differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

8 Achieve Variable can be acquired to new to CUA mortgage loans just. Minimal loan quantity $150,000. Not designed for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan fully authorized ahead of 1 April 2020. Optimum LVR restrictions use predicated on standard protection kinds. Posted rates of interest and discounts available and relevant to mortgages submitted on or after 1 April 2020. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment type ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to lifetime associated with loan supplied you don’t differ your loan agreement. in the event that you differ your loan (as an example, changing the mortgage purpose or payment type), the prices and discounts may alter.

15 Principal and interest (P&I) repayments only. Perhaps maybe Not readily available for construction purposes.

16 Maximum interest just duration of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. Interest just duration must align to the fixed rate duration. At expiration for the interest only period loan will return to your relevant Standard Variable P&I repayments price. contrast rates according to interest just for the term that is fixed relevant P&I for stability for the term.

17 re Payments are formulated on a pursuit just foundation for very very first year. After one year loan will return into the Standard that is relevant Variable repayments price. Contrast price predicated on a 12 thirty days interest just duration and relevant P&I for stability regarding the term.