From buying very first house to refinancing an existing mortgage; or benefiting from our Car Buying solution for you to get a charge card with competitive prices and zero fees, we’ve got the loans and personal lines of credit you will need.

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Home Loans

Go with a loan provider you’ll trust. At DOCFCU, our experienced mortgage brokers are going to be you to choose the mortgage option that fits your needs and budget with you every step of the way, helping.

• Fixed and rate that is adjustable available
• Loan amounts from $75,000 – to $1,500,000
• Available for main residences or homes that are secondno investment properties)
• Loans around 97% loan-to-value*
• First and mortgage that is second loans as much as 90per cent loan-to-value
• Handle your loan on line, including making payments
• Designed for houses in most 50 states

• Obtain a personalized, no responsibility price estimate
• Get pre-qualified for the next home loan
• Explore the resource offered to help you create choices that are smart

Convenient On The Web Mortgage Access

You will see your home loan statement, review your payment history, check always your escrow balances, and even make an immediate payment that is online your bank account.

Have Mortgage Concerns?

For concerns regarding our application procedure, getting pre-approved or to ask questions that are general obtaining a DOCFCU mortgage, please contact our specialists straight:

• Mike B. (202) 808-3628
• Celia M. (804) 368-6036
• Ron V. (804) 588-4787
• or email us at info@docfcu.org

For concerns relating to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org

For concerns with regards to your DOCFCU mortgage, please contact our home loan servicer at (877) 636-9790

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Residence Equity Loan and personal credit line – Zero Closing expenses*

A house equity credit line from DOCFCU may be a smart method to fund a number of requirements, including a house renovation or repairs, training costs, the journey of an eternity, and on occasion even only to combine financial obligation. Our experienced loan providers are prepared to assistance with tailored credit line only for you.

A house equity loan, or “second trust loan“, is yet another option that substitutes a hard and fast price for the adjustable price of a property equity credit line.

*No closing costs for a preliminary advance of $10,000 or higher. Borrow as much as 90% of the home’s value (minus your mortgage that is first balance as much as $250,000 needs to be qualified for DOCFCU account. Other limitations may use, e check that mail us for details. NMLS #810389

Residence Equity Personal Credit Line

• The lowest interest that is variable of Prime+0*
• No closing expenses for an advance that is initial of10,000 or even more
• Tax-deductible interest re re re payments (speak to your taxation consultant for details)
• The capacity to borrow as much as 90per cent of the home’s value (minus your mortgage that is first balance as much as $250,000

Residence Equity Loan (2nd Trust)

• A decreased fixed price
• Tax-deductible interest re re payments (consult with your income tax consultant for details)
• The capacity to borrow as much as 90per cent of one’s home’s value (minus your mortgage that is first balance as much as $100,000

Prices

Have actually questions? We’re here to simply help. Please call 202.808.3600 to talk to one of our loan experts today.

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Automotive Loans

A car loan from DOCFCU makes it possible to drive a difficult discount. Whether you’re thinking about purchasing a unique or utilized vehicle, or refinance your existing automobile loan to save lots of cash, our low rates and value-added solutions could make a difference that is big.

• As much as 105per cent on used and new financing
• Fast approvals ( Within a day or less)
• Price matching open to qualified users
• Union benefits discounts (is not along with match price)
• Free Autocheck for utilized cars with application for the loan

DOCFCU Vehicle Buying Service, Run On TrueCar â„¢

We’ll additionally provide provide a part .25% from the price when they use True vehicle and offer us using the certification of purchase.

Auto Loan Calculators

Make use of our calculators to assist you calculate your monthly premiums.

Extra Solutions

There’s more to an intelligent deal compared to a good cost. That’s why a variety is offered by us of extra programs and tools to assist you both purchase sensibly and protect your investment.

Extra Services

GAP Insurance to guard Your Loan

Assured resource Protection (GAP) insurance coverage assists relieve your monetary burden if you are paying the possibly high-cost distinction between your insurance coverage settlement along with your loan stability on products straight linked to the purchase of the car.

A loan officer at 202.808.3600 to find out more, be sure to contact .

Features

• 90-day free look – you may possibly cancel your security within 3 months of one’s enrollment date and get the full reimbursement with no termination cost.
• Skipped payments – security includes skip-a-payment or delinquent-payment features when it comes to life regarding the economic contract.
• Available on loans – safeguards used and new vehicles.
• Main automobile insurance deductible – pays as much as $1,000 of the automobile tax deductible.*

Extensive Vehicle Service

Safeguard your self from unexpected, high-cost repairs, not forgetting, raise the resale value, if you opt to offer your car or truck.

Many major automobile repairs occur following the factory warranty duration ends. Without a car Service Agreement (VSA) — you may possibly crank up spending money on unforeseen and costly repairs. Being a total outcome, extended protection for car repairs is now absolutely essential. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer an even more affordable way of protection for the new or qualified pre-owned car.

Consult your loan officer regarding your choices and understand how you can conserve to 50per cent off dealer prices. You might qualify for protection even although you don’t actually have a car loan with Department of Commerce Federal Credit Union.